Your lowest-cost plan
Aetna HDHP 3000
$5,765 a year, all in: premiums + care − tax savings
Based on your household's care, including 8 doctor visits · 38 prescriptions · 4 specialist visits
Up to date — recalculated just now
The HDHP wins by about $1,100 over the PPO once the HSA tax savings are counted — even in a year with a surgery.
| Plan | Quiet year | Most likely◆ Your Modeled Year | Your what-ifs | Worst case |
|---|---|---|---|---|
Aetna HDHP 3000 | $3,045lowest | $5,765lowest | $8,846 | $14,565 |
Blue Cross PPO 2000 | $3,430 | $6,880 | $8,504lowest | $15,680 |
Kaiser HMO Basic | $7,928 | $8,828 | $10,204 | $13,728lowest |
Select to model on top of your most likely year
With this one event, the HDHP still comes out ahead by about $340.
Take this to your benefits portal. Everything you need to pick the plan is on one card.